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  1. 海角社区
  2. Admissions & Aid
  3. Financial Aid
  4. Money Management
  5. Debt Management
  6. Debt Management
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  • FSA Ombudsman
  • Frequently Asked Questions
  • Loan Repayment Charts

Debt Management

Understand the legal obligation of taking on student loans and the commitment necessary to repay the debt.

Loan Debt

Student loan debt is a legal obligation. By taking out student loans, you have made a commitment to repay them. This could take 10 to 30 years.

If you don't make your payments on time or if you miss a payment, your loan is considered delinquent and late fees can be assessed.

Default Status

If you don't make payments for more than 270 days, your loan will go into default status and your credit will suffer. Once defaulted, you may be denied future education or consumer loans. You may not be able to obtain a mortgage or rent an apartment.

Please use the resources listed here to help manage your student loan debt and contact us if you have questions.

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